Andy Janko Realty Ltd. Co. is there for homeowners needing to execute a short sale Moore, Norman, Edmond or Oklahoma City, Oklahoma

Time to short sell your home?

Not sure what a short sale is? A short sale is when the amount of the outstanding loans is greater than the amount for which the home could sell. This can be due to many factors, but most often is a result of a rapidly declining real estate market.

Short sales could be a way for homeowners to avoid foreclosure and get out from under their loan with the lender by settling.

How to do a short sale...

First, find out the true market value of your home. An experienced REALTOR®, like Andy Janko Realty Ltd. Co., will be able to give you a reasonable idea of what your home should probably sell for based on a market analysis. Be cautious of websites where a computer estimates your house's market value since they may not have complete information or know important things like neighborhood trends and current listings.

To get top dollar for your distressed real estate in Moore, Norman, Edmond or Oklahoma City, it takes the level of know-how and experience we posses to get to the closing table quickly. Contact Andy Janko Realty Ltd. Co. today.

Next, find out your closing costs. Our work in this area means we know to take into account fees like title report, appraisal, escrow, property taxes, and agent commissions to tally your final costs upon closing.

Finally, call your lender and make them aware of your situation. They may even have a specific department that handles short sales. Ask about their particular procedures. Some lenders will be more inclined to work with you than others. They may be able to reduce your loan principal or make other arrangements. Your lender will have to give approval for the final sale.

FORECLOSURE

versus

SHORT SALE

7 Years on Credit Report
Does NOT appear on Credit Report
Future and current employment could be affected
NO garnishments or seizure of accounts

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